If your paycheck stopped today, could you afford to pay for your mortgage, car payments, food, and other monthly expenses? How could you maintain your current lifestyle? One of the most important assets a person possesses is their ability to go to work and earn a paycheck. Disability Income Insurance is designed to help protect you if you become disabled and cannot work due to a covered injury or sickness. Disability Income Insurance helps provide financial protection against the unexpected - disability.
How the Plan Works
If you become disabled due to a covered injury or sickness, Disability Income Insurance will pay a percentage of your gross monthly income once you have satisfied the elimination period. Disability benefits will be payable up to the benefit period stated in your policy.
Multiple Elimination Periods: Based on your individual need, you can select from multiple elimination periods.
Waiver of Premium Benefit: Premiums are not required while you are disabled based on the length of your disability.
Return to Work Benefit: This allows you to return to work, on a part-time basis and still receive a benefit.
Accidental Death Benefit: Receive a lump sum if you die within the period stated in your policy as a result of an Accidental Injury.
Please note: Limitations, exclusions, and waiting periods may apply.